Briefly describe the most common automobile insurance discounts

What will be an ideal response?

Answer: Accident free: A 10 percent discount on most coverage after three years without a chargeable accident. After six years, the discount rises to 15 percent.
Multiple automobiles: a 15 percent discount for insuring more than one car with the same company.
Low annual mileage: a 15 percent discount if you drive fewer than 7,500 miles per year.
Automobile and homeowner's together: 5 to 15 percent off of both policies, if the policies are with the same company.
Low "damageability": 10 to 30 percent off of collision and comprehensive premiums if the car is statistically less likely to result in an expensive claim because it is cheaper to repair or less appealing to thieves.
Good student: Up to a 25 percent discount for unmarried drivers under 25 years old who rank in the top 20 percent of their class, have a B average, or are on the honor roll.
Over 50: A 10 percent discount off of the usual adult rate if you are more than 50 years old.
Defensive driving course: A 5 percent discount if you complete a defensive-driving course (which often only applies to drivers 55 years of age or older).
Passive restraints: Up to a 40 percent discount on some coverage if you have air bags or automatic seatbelts. Antilock brakes also add a 5 percent discount.
Non-commuter or carpooler: A 15 percent discount if you drive less than 30 miles to and from work each day.
Antitheft devices: A 15 percent discount, depending on where you live and the type of device you employ.