Article II, Section 2 of the U.S. Constitution:
a. requires unanimous approval by the House of Representatives
b. requires approval by the entire Senate before a treaty, or international agreement, agreed to by the president become binding on the U.S.
c. requires approval by two fifths of the Senate before a treaty, or international agreement, agreed to by the president become binding on the U.S.
d. requires approval by one third of the Senate before a treaty, or international agreement, agreed to by the president become binding on the U.S.
e. none of the other choices is correct
e
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Confidence Bank has made a loan to Risky Corporation. The loan terms include a default risk-free borrowing rate of 8 percent, a risk premium of 3 percent, an origination fee of 0.1875 percent, and a 9 percent compensating balance requirement. Required reserves at the Fed are 6 percent. What is the expected or promised gross return on the loan?
A. 11.19 percent. B. 11.90 percent. C. 12.29 percent. D. 12.02 percent. E. 12.22 percent.
Which of the following is not a situation where the optional Clause addendum would be used?
A. Arranging for maintenance for the property until the buyer takes possession B. providing noticed that items on the property maybe least C. Including items of personal property in the sale D. Seller financing