Devin, an online marketing manager for the Gilt Groupe, sends more than 3,000 variations of its daily e-mail for its flash-sale site based on recipients' past ________, browsing history, and purchase history

Linden Dollars, created for use in Second Life, are an example of:

A) digital cash. B) virtual currency. C) EBPP. D) peer-to-peer payment systems.

The method of converting a future dollar amount into its present dollar value by removing the time value of money is called ________

A) devaluing B) amortizing C) compounding D) discounting