The purchase of goods and services as they are needed, usually at prevailing market prices, best defines

When a tree trunk is on the boundary line,

A. both owners must agree to its removal. B. it belongs to both owners. C. both owners can trim branches over their own property. D. all of these are correct.

Which of the following statements about the causes-of-loss special form of the ISO commercial package policy is (are) true?

I. The causes-of-loss special form provides open perils coverage and insures against direct physical loss. II. The causes-of-loss special form excludes loss caused by earthquake. A) I only B) II only C) both I and II D) neither I nor II