________ are specific expenses instead of a standard amount that reduce adjusted gross income

What is the primary purpose of a rating service company such as A.M Best?

A) Determine which insurer offers the best rates B) Determine which insurer offers the best policies C) Determine financial strength of an insurance company D) Determine which agent to use locally

The difficulty in classifying consumers by a given demographic and lifestyle profile is recognized in which of these categories?

a. consumer sophistication and confidence b. gender roles c. component lifestyles d. poverty of time