Which characteristic of insurance contracts provides legal protection for insureds when coverages are not clearly stated in the policy?

A dollar received today is more valuable than a dollar received a year from today.

a. true b. false

At Fantastic Flavors, a large regional chain of candy stores, employees from marketing, design, production, and finance departments work in cross-functional groups to save time and money in the new product development process

From this description, it can be inferred that Fantastic Flavors uses a(n) ________ approach. A) intradepartmental new product development B) sequential new product development C) team-based new product development D) simulated test market E) controlled test market