The decision variables for the knapsack problem are defined as the number of items to be included in the knapsack from each of n potential items

Which of the following agencies increases the availability of mortgage credit by maintaining a secondary market for residential conventional mortgages?

A: Federal Housing Administration; B: Veterans Administration; C: Federal Deposit Insurance Corporation; D: Federal Home Loan Mortgage Corporation.

What is the percentage cost of foregoing the payable discounts when the terms are 1/15 net 45 (rounded to the nearest whole percentage point)?

A) 8% B) 10% C) 12% D) 14%