A "friendly foreclosure" enables a mortgagor to prevent the mortgagee from taking the property by statutory means. This can be accomplished by use of a(n)

The _____ which went into effect in 2005 requires industrial nations to cut emissions of heat-trapping gases an average of 5 percent below 1990 levels by 2012.

a) Montreal Protocol b) Aarhus Convention c) Barcelona Convention d) Kyoto Protocol

Melissa and Joanna have always focused on being efficient managers. What is the best advice you should give them, given the quick success they have had with Venus and the information provided in the scenario?

A. Efficiency is the only key to their continued success. B. Now it is time for them to consider only effectiveness, since they clearly have efficiency under control and this is not likely to change in the future. C. To continue their success, they should maintain a clear focus on both effectiveness and efficiency, especially while their company is experiencing such a high growth in sales. D. They should maintain the status quo without implementing any changes in order to continue making quick sales. E. As top-level managers, the best action plan for them is to carefully design the new items to assure these items are well accepted by the target consumers.