Two-year-old female found a small, single use packet of brightly colored laundry detergent in the laundry room, and, probably thinking it was candy, she ate it. Initial encounter

If an employer chooses to pay directly for employees' healthcare expenses, it is called

A. self-insurance. B. HMO insurance. C. PPO insurance. D. EPO insurance.

A(n) _______________ _______________ is a kind of certificate of guaranteed payment and may be purchased from banks and post offices and from some convenience stores. 

Fill in the blank(s) with the appropriate word(s).