An attribute that must have a value for every entity (or relationship) instance is a(n):

A) composite attribute.
B) required attribute.
C) optional attribute.
D) multivalued attribute.

B

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A straight deductible requires the insured to bear a portion of each loss before the insurer has any liability.

a. true b. false

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Wendy has a $100,000 whole life participating policy. She recently married and is planning to have a family. She wants to increase her life insurance coverage but at minimal additional cost. Which of the following dividend options would be most suitable for her needs?

A) Allow dividends to accumulate at interest B) Apply dividends against premium payments C) Use dividends to buy 1-year term insurance D) Use dividends to buy paid-up additions"

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