A pro forma balance sheet typically begins with liabilities and then we estimate the assets

Under a fixed exchange rate regime, when the domestic currency is overvalued, the central bank must ________ the domestic currency to keep the exchange rate fixed; as a result, it ________ international reserves

A) purchase; loses B) sell; loses C) purchase; gains D) sell; gains

Which of the following is a comprehensive approach used by firms to deal with numerous problem areas such as burnout, alcohol and drug abuse, and other emotional disturbances?

A) stress reduction program B) health and wellness program C) substance abuse program D) employee assistance program