Managers who routinely read newspapers and trade publications, and who talk to outside the firm are typically gathering

Coverage for towing and labor costs can be added to the PAP by endorsement.

a. true b. false

Cindy sells property and liability insurance. She is a salaried employee of the one company that she represents. Cindy is a(n):

(a) independent agent (b) general agent (c) exclusive agent (d) direct writer