Which of the following approaches to value tends to set the upper limits of value:

Which type of provision in a life insurance policy ensures that a beneficiary will not spend all of the insurance proceeds at once?

A) Spendthrift provision B) Guardianship provision C) Control of beneficiary provision D) Change of beneficiary provision"

Which of the following reduces price competition?

a. Increasing the number of competitors. b. Increasing the number of substituting offers. c. Wider distribution of competitor and/or substitution offers. d. High switching costs for consumers. e. Increasing surplus capacity in the industry.