Which of the following terms indicates homeowners' insurance for which it is the obligation of the insurer to show that the loss was not excluded by a specific exemption?

From the start, under the Lexus Covenant, Lexus's high-quality support services create an unmatched car ownership experience and some of the world's most satisfied car owners. _______________ are an important part of the customer's overall brand experience.

Fill in the blank(s) with correct word.

Tangshan Mining borrowed $100,000 for one year under a line of credit with a stated interest rate of 7.5 percent and a 15 percent compensating balance

Normally, the firm keeps almost no money in its checking account. Based on this information, the effective annual interest rate on the loan is ________. A) 7.5% B) 8.0% C) 8.8% D) 7.2%