A lending officer who works for a small regional credit union is going over a client's records when she stumbles across some transactions that strongly suggest this person is involved in money laundering operations. What is her option under the Right to Financial Privacy Act?

a. There's not much she can do. This person's records are strictly confidential.
b. Paragraph C of the act allows her to report suspicious activity to the appropriate law enforcement agency.
c. She may file a report with the agency, but she must also notify the customer that she is doing so.
d. She must submit a report to her state's Attorney General's Office and wait for them to take the appropriate action.

b.