________ means that a person acts according to conscience, regardless of the situation

Jack Daniels Co. and Hiram Walker Co. each has $100 million in Common Equity. Jack Daniels has 50 million shares outstanding, Hiram Walker has 60 million. Both have debt on their balance sheets, but both make the same amount of after-tax profits. Which has the higher ROE?

a) Jack Daniels b) Hiram Walker c) Both the same d) Depends on the amount of debt each has and the interest rate

What are the risks associated with term insurance policies?

A) You may need to have insurance coverage past the term expiration date. B) The cash value does not earn a decent return. C) The renewal premium may be cost prohibitive. D) Both A and C are correct.