Which of the following charges increases the lender's yield on a real estate loan

a. Appraisal
b. Origination Fee
c. Credit report
d. Title Insurance

Ans: b. Origination Fee

Business

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Field underwriting performed by the producer involves

A) assigning a risk classification to be insured B) providing commission information to the applicant C) approving or declining an applicant D) completing the application and collecting initial premium

Business

Which of the following is not a consideration in determining whether or not an item is a fixture?

A. Relationship between parties B. Intention of annexor C. Manner of annexation D. Time of annexation

Business