In ratio analysis, a comparison to a standard industry ratio is made to isolate ________ deviations from the norm

________ is the packaging of assets or obligations such as mortgages or car loans, into securities for sale to third parties

A) Eurocredits B) Floating-rate notes C) Asset securitization D) Demutualization

USA Bank held a party. USA Bank expected attendance of 100 people and prepared the following budget:

Hotel room rental $600 Food 500 Entertainment 800 Decorations 300 Total Costs $2,200 One hundred people attended the party. The following costs were incurred: Hotel room rental $575 Food 640 Entertainment 750 Decorations 350 Total Costs $2,315 What is the variance for the cost of food? A) $115 Unfavorable B) $140 Favorable C) $115 Favorable D) $140 Unfavorable