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The outbreaks of Legionnaires Disease in the mid-19702 showed hoteliers the importance of:

a. increasing hot-water temperatures for the guest room showers to be more than 115F b. effective cooling-tower treatment programs c. preventing convection attendance (and other hotel guests) from swimming too long in hotel swimming pools d. effective water-softening programs

"Zombie S&Ls"

A) paid above market interest rates to attract deposits to fuel their lending boom. B) offered loans at below market interest rates to expand their lending. C) drove down the profitability of solvent S&Ls, threatening to turn them into "zombies" too. D) did all of the above. E) did only A and B of the above.