The truly wonderful thing about diversification is that 100% of risk can be diversified away, given a large enough portfolio

These are used to transmit time and attendance data directly to the payroll processing system.

A) Badge readers B) Electronic time clocks C) Magnetic cards D) none of the above

In regards to rebates, all of the following are true EXCEPT

A) title insurance companies are prohibited from paying rebates to real estate licensees. B) accepting an undisclosed rebate or profit on an expenditure for a principal demonstrates lack of ability to perform with honesty, trustworthiness, and integrity. C) if a real estate licensee accepts a rebate or direct profit on an expenditure made for a principal, it must be disclosed to the party they represent. D) it is illegal for a broker to rebate a portion of the commission to a principal to a transaction.