Finnegan goes to apply for a car loan, and is shocked when his credit report turns up with a very low rating. As he investigates, he finds out that someone has opened credit cards in his name and with his social security number. This person has charged up huge sums and not paid the balance responsibly. Finnegan has been the victim of ____

List two reasons why people continue to smoke even knowing that it is bad for health. (2 points; 1 for each correct answer)

What will be an ideal response

Personal happiness is influenced by having goals and ________

a) the resources to attain those goals b) having those goals always be just out of reach so we continue to improve ourselves c) particularly unrealistic goals so that we can dream of a brighter future d) setting the bar particularly high so that when achieved we feel accomplished