Which of the following is not an example of the bricks-and-clicks e-tailing business model?

Which of the following is a disadvantage of skill-based pay systems?

A. Lesser paperwork B. Reduced employee empowerment C. No guarantee that employees can use their new skills D. Reduced opportunities for promoting employees E. Discouraged job enrichment

A life settlement broker

A. Places property & casualty insurance with non-admitted carriers. B. Negotiates life settlement contracts between an owner and providers. C. Sells single premium immediate annuities to seniors. D. Assists beneficiaries in filing a claim on a life insurance policy.