Value added resellers (VARS) in the computer industry are service providers, unaffiliated with any single supplier, who advice their clients on their computer needs. VARS are a good example of which of the following:

The factor which usually has the greatest influence on mortgage interest rates is the:

A: Condition of the money market; B: Value of the property; C: Term of the loan; D: Stabilizing effect of combining ultraconservative and over-optimistic practices of mortgage lenders.

An appellate court ________

A) is usually composed of a grand jury B) can reverse a decision only if the judges are unanimous in their decision C) records the majority opinion, which is used by judges to make future decisions D) cannot accept cases where a prejudicial error has occurred during the trial