If a company's employees have talents that would be useful to the organization and the company is not taking advantage of these talents, it is not being efficient in the activity of ________

In a termination meeting, a manager should interject personal remarks and discuss future opportunities for the employee to soften the blow of job loss

Indicate whether this statement is true or false.

For which types of banks does the NCUA provide insurance coverage?

A) federal banks B) savings and loans C) local banks D) investment banks E) credit unions