When a qualified opinion is issued, an explanatory paragraph is added immediately after the opinion paragraph to explain the nature of the qualification that affects the opinion

"Which of the following statements regarding insurance is NOT true?

A) All types of insurance are implemented through a contractual agreement between the insurance owner and the insurer. B) All types of insurance are based on the law of large numbers. C) There are no physical hazards in life and health insurance. D) All types of insurance indemnify the insured against financial loss."

The major difference between a traditional and a goal-oriented job description is that the traditional job description _____

a. relates each job to overall organizational goals b. limits a worker's activities to those listed c. details informational flows d. describes the interdependence of job positions