The modern way to create a positive impression through e-mail is to use "cute" expressions like "CU there" and "IM4U."

An emerging concern for risk managers is the greater volatility that has been observed in weather patterns—higher high temperatures, lower low temperatures, record rainfall, drought, etc. Collectively, this risk is called

A) seismic risk. B) hurricane risk. C) speculative risk. D) climate change risk.

Which of the following is NOT a potential cost of granting trade credit?

A) Delayed receipt of cash from sales B) Lost cash due to customers taking an offered discount for earlier payment C) Lost receipts due to inability of customers to pay agreed to credit terms D) Increased sales