Which of the following is NOT one of the key competencies that managers must have in order to be successful in their planning, organizing, developing, directing, and leading endeavours?

A. Conceptual Skills
B. Competitive Skills
C. Leadership Skills
D. Human Relations Skills
E. Technical and Analytical Skills

Ans: B. Competitive Skills

Business

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Agents that work on behalf of 1 specific insurance carrier are known as

A) independent agents B) direct agents C) general agents D) exclusive or captive agents"

Business

Purposes of the coinsurance clause in health insurance contracts include which of the following? I. To reduce premiums. II. To exclude coverage for certain medical procedures

A) I only B) II only C) both I and II D) neither I nor II

Business