In most HMOs, if a person sees a specialist without being referred by the primary care physician, the HMO will not pay for the treatment

________ is a type of information obtained in a questionnaire that includes name, address, e-mail address and phone number

A) Basic information B) Classification information C) Problem-solving information D) Identification information E) Phone book information

The risk-return trade-off is seen in many areas of finance

Indicate whether the statement is true or false