According to Amit and Zott (2001), novelty creates value through innovative ways for structuring transactions, connecting partners, and fostering new markets

The Model Employment Termination Act:

A. limits employees to enforcing their rights before an arbitrator. B. is intended to reinforce the principle of employment at-will. C. allows an employee to sue in court. D. provides for only monetary damages if it is violated.

All other things being equal, which of the following factors could lower a person's auto insurance rates?

A) Living in a small town B) Driving the car to work rather than for pleasure only C) Receiving a parking ticket D) having a poor credit history