Which of the following is the NACHA system where checks are collected at checkout counters and later converted into e-checks?

The marketing group for Bank of America has recently started analyzing the features customers use with ATM cards. This is an example of:

A) coordinating communication cross-functionally B) applying information technology C) a price and distribution system D) developing interpersonal communications

Experts predicting that destination retail will be a future trend believe that consumers will soon visit retailers more for ________ than for the basic process of purchasing products

A) information B) credit services C) comparison shopping D) entertainment E) social opportunities