The effective ingredient in tea bags for their use in the treatment of excessive bleeding is:

Most practices may use checks from a standard checkbook or ________ checks, which often come in a three-ring binder and provide a stub for recordkeeping. 

Fill in the blank(s) with the appropriate word(s).

____________________ is a fixed amount per person paid to the physician for health care services.

Fill in the blank(s) with the appropriate word(s).