A famous basketball star's face is being used on a billboard without his permission. That basketball star can bring an action for the tort of:

Which of the following is a type of insurance where an insurer transfers loss exposures from policies written for its insureds?

A) Treaty insurance B) Reinsurance C) Mutual insurance D) Captive insurance

As a result of changing technology and unstable environment, your company is planning to undertake restructuring of the business

The employees in your company are worried about this upcoming change and many of them are anxious due to a fear that they will lose their jobs as a result of this change. But that is not the case. The company only wants to restructure its business units, and it is not planning to cut down on jobs. In such a situation, which of the following techniques is most likely to be used by your company to deal with the employees' resistance to change? A) implementing changes fairly B) education and communication C) participation D) manipulation and cooptation E) coercion