If a current mortgage payment of $792 per month can be reduced to $578 per month by refinancing, how many months would you need to remain in the house to recoup refinancing charges of $3,784? (Round up to the nearest month.)

A) Five months
B) Seven months
C) Eighteen months
D) The maturity of the loan

Answer: C
Explanation: C) $3,784/($792 - $578) = 17.68 months or 18 months (rounded)

Business

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