You want to make an informed choice in buying auto insurance. You have studied the major cost determinants. Write a report in first person telling how they will affect you

What will be an ideal response?

Answer: The sportier and more high-powered car I own, the more my insurance will cost. I will consider an economical one. The less I drive my car to work and other places, the less it will cost to own a PAP. My age, sex, marital status will have a direct effect on my rates. Being a young, single male will cost me plenty. The fewer traffic accidents and tickets I have had, the less my insurance will cost, and vice versa. My premiums will be less because I live in a rural area. My friends who live in urban areas will pay more. By installing certain safety features and showing I possess personal characteristics that identify me as a safe driver, I will save even more.