The hutchinsons own a house that is currently appraised at $545,000. They owe $397,000 on a deed of trust and expect $65,000 in selling expenses. What is their net equity in the property?

The first stage of the socialization process is ________

A) settling in B) anticipatory C) encounter D) expectation

Which of the following statements is TRUE?

A) VE = EV0 + VD - value of other claims B) VE = EV0 + VD + value of other claims C) VE = EV0 - VD - value of other claims D) VE = EV0 -VD + value of other claims