All of the following loans require a balloon payment EXCEPT;

Which of the following statements is FALSE?

a. Regardless of the loan structure, the bank may include a compensating balance requirement in the loan agreement that reduces the usable loan proceeds. b. A common type of fee is a loan origination fee, which a bank charges to cover credit checks and legal fees. c. Firms frequently use lines of credit to finance seasonal needs. d. The commitment fee associated with a committed line of credit is designed to decrease the effective cost of the loan to the firm.

Product placements have been a part of motion pictures since:

A) the turn of the 21st century B) about 1990 C) the rise of the popularity of television in the 1950s D) the beginning of motion pictures in the 1890s