When developing a vision statement, input should be received from as many managers as possible

Jill has been sitting through Professor Robertson's class for almost an hour now. She didn't have time for breakfast because... well just because. It is now almost eleven o'clock and she realizes that she is very hungry. This is an example of _________ need recognition?

a. Consumer b. External. c. Impulse d. Internal e. Social

Why would premium PACs and interest-only strips offer higher yields if the market expects that prepayments will accelerate or are highly uncertain?

What will be an ideal response?