Trigger terms that activate disclosure requirements under the truth in Lending Act include:

A ten-year, zero-coupon bond with a yield to maturity of 4% has a face value of $1000. An investor purchases the bond when it is initially traded, and then sells it four years later

What is the rate of return of this investment, assuming the yield to maturity does not change? A) 3.20% B) 2.40% C) 4.00% D) 2.00%

In conversations with a nonnative English speaker with whom you have a longstanding business relationship, you notice that he consistently makes language mistakes that could hurt his credibility. In response, you should

A) ignore the errors because correcting him could compromise your business interactions. B) interrupt him and point out the errors, then explain that no one will take him seriously unless he learns to speak correctly. C) politely offer advice on the appropriate words and phrases to use. D) imitate the errors yourself in the hope that he will recognize the need to correct them. E) encourage him to watch news programs and model his speech patterns after the newscasters.