Under the Fair Credit Reporting Act (FCRA), if you have been denied credit, you have a right to
A)
inspect your credit file and have any errors or unsubstantiated entries corrected or removed.
B)
sue the credit bureau if your credit file indicates that you should have been granted credit.
C)
same response as b, except you can sue only if you are a woman or member of a minority group.
D)
nothing; essentially FCRA imposes sanctions only on what information credit bureaus may not keep.
A
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Which of the following statements regarding nonqualified annuities and their tax treatment is NOT correct?
A) Premiums are tax deductible. B) Interest earnings accumulate tax deferred and are taxed when distributed. C) Nonqualified annuities are LIFO contracts, meaning that the last money credited (interest earned) is the first money distributed in a withdrawal. D) The 10% early withdrawal tax penalty is waived if the owner is disabled.
Strategies that strongly position a company against competitors and that give the company the best possible strategic advantage are ________ strategies
A) competitor analysis B) customer relationship C) competitive marketing D) competitive relationship E) customer identification