If a prospective buyer is adamantly opposed to an adjustable rate or graduated payment mortgage, the agent should

A. Condition the agreement upon the buyer's ability to obtain a fixed rate loan
B. Explain that any reasonable person would accept such financing
C. Represent to the buyer that interest rates have not increased in the past 5 years
D. Any of the above

Answer: A. Condition the agreement upon the buyer's ability to obtain a fixed rate loan

Business

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In the capital asset pricing model, the general risk preferences of investors in the marketplace are reflected by ________

A) the risk-free rate B) the level of the security market line C) the slope of the security market line D) the difference between the beta and the risk-free rate

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A secured loan should have a higher interest rate because the lender has less risk and therefore

values the loan more highly. Indicate whether the statement is true or false

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