For a standard normal random variable, find the point in the distribution in which 11.9% of the

z-values fall below.

A) 1.18 B) -1.18 C) -0.30 D) -1.45

B

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The amount a particular purchaser agrees to pay and a seller agrees to accept is known as:

a. cost b. price c. market value d. evaluation value

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Which of the following is a basic characteristic of insurance?

A) pooling of losses B) avoidance of risk C) payment of intentional losses D) certainty about specific losses that will occur

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