Which of the following terms refers to an agreement by the parties concerned to establish a set of rules for governing a business transaction?

One difference between an FHA loan and a typical conventional loan is that the FHA loan:

A. probably has a higher loan-to-value ratio B. requires a larger down payment C. is issued by the government instead of a commercial lender D. probably has a shorter loan term

There are four common ways of protecting personal assets: transfer to spouse, partnership

incorporation and insurance. Indicate whether the statement is true or false