Which one of the following work arrangements is consistent with the goals of the Clean Air Act?

On adjustable rate loans, the Annual Percentage Rate quoted at the start of the loan

A) takes into account the initial contract rate on the loan, but not future contract rates. B) takes into account the initial contract rate, and the highest possible contract rate given the terms of the loan. C) takes into account the average expected contract rate over the duration of the loan. D) is not published because future contract rates can not be known with certainty.

Describe what a concept statement is, and what it should include

What will be an ideal response?