A country has national saving of $90 billion, government expenditures of $30 billion, domestic investment of $50 billion, and net capital outflow of $40 billion. What is its demand for loanable funds?

The process by which banks screen potential applicants by eliminating bad risks and to obtain a pool of creditworthy borrowers is called:

A) gap analysis B) duration analysis C) credit-risk analysis D) liquidity analysis

The problem of excess pollution mainly occurs because of

A) asymmetric information. B) a positive externality. C) a negative externality. D) a monopoly.