The norms, language nuances, buying habits, and business practices of multicultural markets need to be factored into the initial formulation of a marketing strategy, rather than added as an afterthought

Which of the following statements pertaining to a temporary insurance agreement is CORRECT?

A) It provides protection against death by accident, but not death from natural causes. B) Coverage begins when the application is signed and the premium is paid, assuming any required medical exam is scheduled within 3 days. C) It provides temporary coverage until an application is rejected or the policy is issued. D) It provides term insurance protection until the policy is converted to permanent insurance."

Which one of the following costs would not be inventoriable?

a. Period costs b. Factory insurance costs c. Indirect materials d. Indirect labor costs