A fire destroyed the home next door to Brad's home. The fire department chief was concerned that the damaged home would collapse on to Brad's home, so he ordered Brad to evacuate his home
Which of the following statements is true concerning the cost of Brad's hotel room while he is complying with the fire chief's order?
A) The cost of the hotel room is not covered, as Brad's home was not directly damaged.
B) The cost of the hotel room is covered under the "fair rental value" coverage of Part D.
C) The cost of the hotel room is covered under the "prohibited use" coverage of Part D.
D) The cost of the hotel room is covered under the dwelling coverage of Part A.
Answer: C
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If there is a conflict between state law and a provision in a homeowners policy,
A) the policy wording takes precedence. B) the state law takes precedence. C) the policyholder is entitled to whichever provides broader coverage. D) the policy is null and void.
Refer to Additional Case 8.4. The literacy training that RightChoice provides its employees is focused on:
Additional Case 8.4 RightChoice is a computer retailing company. It is very popular with employees because of flexible shifts, rotating job schedules, and the lenient policies regarding time off for family care. This also makes employee cohesiveness very important because sometimes employees will be called to work on days off or pulled off of another job in order to help in a different department. Though this may be a difficulty for a larger business, the atmosphere and benefits that come with such flexibility are appreciated by employees. The application process includes a brief interview and a short test to determine whether applicants have mastered basic literacy skills. During the most recent hire cycle, RightChoice found that some applicants who desired retail and customer service positions had not mastered basic reading, writing, and arithmetic. In response, RightChoice garnered the assistance of a local community college, along with some middle and upper-level managers in providing training to the new employees to give them the necessary skills in performing their jobs. After this hire, Lexi, an upper-level manager suggests that the new employee socialization process should consist of a short-term program that explains to the employees their job position and its place in the company, and a tour of the business. A) job skills literacy. B) reading comprehension. C) management skills. D) functional literacy.