__________ practices are those which are not openly discriminatory, but result in discriminatory effects.

If a policy loan has not been repaid by the time the insured dies, the amount paid is reduced.

a. true b. false

The four unities of joint tenancy are

A) possession, interest, time, and title (PITT) B) possession, interest, title, years of ownership (PITY) C) possession, occupancy, separate ownership, and time (POST)