________________ words can be used with a semicolon to indicate or clarify a relationship between the connected thoughts

Which of the following statements does NOT reflect credit decisions at the retail level?

A. Loans to retail customers are more likely to be rationed through interest rates than loan quantity restrictions. B. Most loan decisions at the retail level tend to be accept or reject decisions. C. Mortgage loans often are discriminated based on loan to price ratios rather than interest rates. D. Household borrowers require higher costs of information collection for lenders. E. Retail loans tend to be smaller than wholesale loans.

Given a financial manager's preference for faster receipt of cash flows, a longer depreciable life is preferred to a shorter one

Indicate whether the statement is true or false