Which of the following expenses for accounting purposes generates an indirect after-tax cash inflow for purposes of net present value computations?

Wendy has a $100,000 whole life participating policy. She recently married and is planning to have a family. She wants to increase her life insurance coverage but at minimal additional cost. Which of the following dividend options would be most suitable for her needs?

A) Allow dividends to accumulate at interest B) Apply dividends against premium payments C) Use dividends to buy 1-year term insurance D) Use dividends to buy paid-up additions"

Sally applied for a real estate loan. The lender can lawfully require her to answer questions in regards to her:

a. marital status. b. gender. c. race. d. income.