Companies often receive feedback from user groups who form their own electronic clubs who can form a collective opinion and quickly supply information about new or developing products. These electronic clubs are known as:

RESPA requirements would apply to which of the following transactions?

A. A buyer's loan assumption of a seller's existing loan. B. A transaction financed solely by a purchase-money mortgage taken back by a seller. C. A first mortgage to finance the purchase of a single family home. D. An installment contract (contract for deed) with a seller.

Which of the following statements is true about disclaimers used to limit consequential damages for injury caused by consumer goods?

A) These disclaimers are considered unconscionable under the Uniform Commercial Code, and will not be enforced. B) These disclaimers are enforceable only if the contract is in writing. C) These disclaimers are enforceable whether or not the contract is in writing. D) These disclaimers are not considered unconscionable, and are, therefore, not enforced.